An Award Winning Home

Loans Supplier to the Community

E Mortgage Capital is a family-owned and operated business. The principal owners are childhood friends that have a combined 40 years of extensive experience in the mortgage industry. Each brings their unique talents and strengths to the company. This approach allows them to focus their attention on different aspects of the business to better serve their team members.

E Mortgage Capital

The Company

E Mortgage Capital is an award-winning company headquartered in Irvine, California.

The company has a footprint in multiple states across the U.S. and is able to offer the personalized service homeowners are looking for.

Our loan professionals specialize in conventional and government backed residential home loans.

Principal Officers

CEO & Founder

Joseph Shalaby is the Broker and CEO of E Mortgage Capital Inc.

Joseph is a UCSB alumni graduating with honors in 2002 and has been in the mortgage industry for two decades, working hard to stay on the cutting edge of new products and platforms to better aid the company's loan agents.

Joseph Shalaby
Principal Officers

COO & President

Sam Hijazin is the President and COO for E Mortgage Capital Inc.

Sam is a CSUF alumni graduating with honors in 2002 and has also been in the industry for two decades. Sam focuses his time on the day-to-day operations as well as investor and banking relationships for the company.


Why choose us?

Market-leading interest rates

Extensive network in California with a growing presence in upcoming States

Dedicated professionals who put your needs first

Fantastic choice of home loan products

The opportunity to refinance your current mortgage with lower interest rates which helps you save money

No hassle, simple and friendly processes in your evaluation and loan approval.


Want to become a Loan Officer?

We are rapidly growing our team of loan officers. You will be able to grow your professional career in finance and personal loans.


Want to become a Branch Manager?

We are rapidly growing our branches network. If you want to open up a branch and join our reputed team of branch managers, get in touch and we will guide you towards the process.