12,000+

Users Reviews

4.9

Average Rating

400+

Loan Agents Nationwide

13,000+

Families Helped in 2021

$5.6

Billion in fundings in 2021

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Roya J.

Kevin Kwak and his team at E Mortgage Capital were amazing. Over the years we've bought, sold or refinanced at least three dozen times and this was by far the most upfront, easiest and fastest refinance.

Yelp Reviews

Sam W.

10/10 would recommend. They really go above and beyond. Amazing service and communication. They were able to complete a cash-out refi and close on a new purchase investment property for me in about 30 days.

Yelp Reviews

Andrew Hoglund

Phil, Nicole and the rest of the E Mortgage team were great! They were very knowledgeable and helpful any time we had questions or weren’t sure about something. They were highly responsive and made sure we were clear on everything as we signed documents. They were able to get us the best financing of anyone we contacted. I will definitely be using them in the future and I would highly recommend them to anyone looking for financing.

Google Reviews

Alex H.

Fantastic company and team of professionals. Knowledgeable, diligent and super friendly. They make a potentially troublesome process as easy and beneficial for you as possible. Don't bother going anywhere else, just use these guys!

Yelp Reviews

calvin bui

Sarah and E Mortgage Capital were great from beginning to end. She was very helpful and was always there to answer any questions I had along the way. They operated very timely and made the escrow process extremely smooth and pain free. She was also able to help me to get financing that no other lender was able to do. I called multiple other lenders including friends and no one was able to get me what she got me. I recommend them for your next financing. I will definitely use them again in the future.

Google Reviews

Leilani Hockett

Working with E Mortgage Capital can you expect clear communication and great customer service. All my questions and concerns were answered and addressed very quickly. The process was smooth. Electronically signing documents helped keep the loan on track to close on time. I highly recommend E Mortgage Capital if you want to deal with direct lender when purchasing or refinancing your home loan. 5 star company.

Google Reviews

Elva Rama

My experience with E Mortgage Capital has been excellent. This is the second time that I use them because they are very professional. Tony Yu is an extremely caring, conscientious and professional. He always listens to what I what to do and understands my future plans. He is very professional and delivers on his promises. I highly recommend him to anyone that is looking to re finance or purchase a home.

Google Reviews

Beth Lawson

Our loan officer, Julia, was awesome! She made the refinance of our house very simple. She was knowledgeable and honest, which I found very refreshing. The company made things very simple and they are very organized. Our signing happened when we were available and they came to us! Highly recommend Julia and her team at E Mortgage Capital for your home financing needs. The whole team was awesome!

Google Reviews

Betty Walker

The staff at E Mortgage Capital made my experience with refinancing my home loan quick, easy and stress free. They were very professional & knowledgeable and always treated me like a friend & part of their family. I can't say enough about Joe & his staff especially Carol who kept me informed from beginning to end. I used E Mortgage Capital a few yrs ago to help me with a home loan and it is always like coming back home to family. I have always had such a positive experience working with E Mortgage Capital that I recommend them to all my friends & family. B. Walker

Google Reviews

Alex Rivas

Great experience with E Mortgage Capital while purchasing a home. The team was fantastic staying on top of of everything and promptly answering all my questions along the way. Darren Kidder and Carol Cameron have outstanding communication. They quickly returned my calls or emails even at all hours of the day. I highly recommend doing business with E Mortgage Capital.

Google Reviews

Megan F.

Phil, Lauren and their team are wonderful to work with! This was my first time securing a loan and they were patient in answering all of my questions, accommodating and got me the best rates! I am thrilled with my experience and will definitely work with this team in the future, thanks Phil, Lauren and Nicole!

Yelp Reviews

Zach P.

David is very nice and professional.  He answered every question I had and made sure I understood the process.  Made it as easy as possible.

Yelp Reviews

Rachel C.

This company was a dream to work with. Brandon Maddy was our loan officer who helped guide us through the purchase of our first investment property and we can't say enough great things about him and the team at E Mortgage. We'll be going through them moving forward!

Yelp Reviews

Carri-Anne Wilde

Tony did an amazing job helping us with our mortgage loan from start to finish. He made himself available by phone, text, and email and always responded in a timely manner. We closed on time and the entire process was stress free! I highly recommend Tony with E Mortgage Capital!

Google Reviews

Khoa N.

Fantastic lender. It's a once in a lifetime opportunity to get rate this low and E Mortgage did an awesome job streamlining the process to make it headache-free for everyone. I'm glad to have had a professional team on my side.Thank you, Abraham and Carol for your help throughout the process. You guys make a great team. I'll definitely recommend E Mortgage to my friends and family

Yelp Reviews

Nancy Lockhart

Kevin Phan was very hands on and informative every step of the lending process. He kept us updated and answered every question we had, even when we asked it multiple times. I would definitely recommend him for a more personalized experience or if you just want to learn more about the process along the way. The rates he offers are very competitive as well and he’s upfront about all of his fees, if any. We will definitely be refinancing with him when the time comes. Oh yeah, we were also able close well before 21 days!! Our closing pizza party :)

Google Reviews

Roya J.

Kevin Kwak and his team at E Mortgage Capital were amazing. Over the years we've bought, sold or refinanced at least three dozen times and this was by far the most upfront, easiest and fastest refinance.

Yelp Reviews

Sam W.

10/10 would recommend. They really go above and beyond. Amazing service and communication. They were able to complete a cash-out refi and close on a new purchase investment property for me in about 30 days.

Yelp Reviews

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