Our branch managers and loan officers carefully analyze your financial requests. E Mortgage Capital only offers the most up-to-date interest rates. Clients can choose between fixed or adjustable interest rates or combine both.
Step 1
Create your account
E Mortgage Capital is a full-service mortgage company that offers extensive options for home loans and refinancing solutions with quick round the clock and affordable rates
Step 2
Determine your mortgage eligibility
We will guide you through the evaluation process without any conditions, and which documents you must submit to calculate your eligibility.
Step 3
Get a Personalized Home Loan
After we evaluate your profile, assets, income, and provided you are eligible to apply, we will provide you with a tailor-made home loan within 14 days.
Advantages of a Personal Loan
When you pay back a home loan, you are actually investing in your own property and contributing to its increase in value
Mortgage rates are generally cheaper than paying rent. In most cases, you end up saving money on living expenses
If you select a fixed-rate option, you know for sure you will not have to face unexpected increases in your monthly payments (unlike periodic increases in rent bills by your landlord)
If you opt to refinance your current mortgage, you could obtain a new loan with a lower interest rate with more affordable monthly payments
Refinancing your debt also gives you the additional choice of a cash-out where you can pay any outstanding student or credit card debts. You can also invest this extra cash on a home improvement project.
Frequently Asked Questions About How EMortgage Capital Works
Can't find the answer you're looking for? Reach out to one of our qualified loan officers team.
How long does the process take?
If all the documentation is in order and no unexpected issues are encountered, the process from the initial contact to the refinance approval can take as little as 10 days.How can I get in touch with a loan officer?
We operate in and have licensed professionals in multiple states across the country.
You can contact us by email, phone or by filling out a contact form. You may also check out our list of loan officers on this website under the “Find a Loan Officer” page.
One of our licensed professionals will be more than delighted to reach out and assist you.
Awards & Recognitions
From 2016 to today
Our Users Review
What our Clients are saying about us
Ana
Sam has been great for us from day 1 to the closing date. He made sure that we understand the terms and helped us on various options to make it easier for us to afford buying a house. Also, Cathy is very responsive and responsible. She was on top of the leg work and did an amazing job. I totally 100% recommend this company. I felt I found a partner throughout the whole process and very satisfied with the level of service!
aaron gonzales
Andrew Nikiforoff and Mark Kontar helped me out a ton. This was my first home purchase and they were able to help me get approved for the amount I needed as well as get me the best APR. They checked in to give me an update on their process with very clear communications. really appreciate all the help they were and the overtime they put in to ensure a successful home purchase. I had some delays on closing(none of which their fault) due to POA and legal things but they were able to expeditiously write up papers I needed. Really appreciate them. My wife and I couldn’t be happier
Shea S. (Birdie)
I can not say enough good things about Dennis Angstrom and his whole team. They are so professional and they always go the extra mile to make sure you get the best mortgage out there. The team is always available to reach with any questions or concerns you may have. I always feel better after talking to them knowing I am in the most qualified hands out there on the market. Definitely would recommend!
Louise Woelkers
Darren Kidder of E Mortgage Capital is the very best loan officer ever! I have just had my second loan through him and he is amazing to work with! He is accurate, efficient, knows his business and keeps you informed every step of the way. He's very responsive. Your questions are important to him. If he's not immediately available, he gets back to you the same day, if not within the hour. He'll work hard for you. And besides that, he's a nice guy! I highly recommend him to anyone who needs a loan.
Domenica Stuckey
This was a great experience! Patrick and his team are super responsive and can get a mortgage closed quickly. This process can be a little overwhelming with all of the information that you have to provide, but Patrick and Bre answered all of my questions quickly and made sure we had everything we needed right on time. I have already recommended them to several people and will continue to do so!
Jose Gonzalez
Mr. Serrano was truly exceptional. We were impressed with his professionalism. Victor was always available at any time to answer our questions. Victor and his team was able to get everything done in 2 weeks since our vacation was the last 2 weeks of escrow. Crazy fast!! He was very responsive and attentive. He was able to work out a great deal on our loan. His knowledge of the market, strategic mindset, kindness, good energy made our first home purchase very simple. Calling Victor for our refin and future home purchases in the future.
Read more about our reviews here
Jose Gonzalez
Mr. Serrano was truly exceptional. We were impressed with his professionalism. Victor was always available at any time to answer our questions. Victor and his team was able to get everything done in 2 weeks since our vacation was the last 2 weeks of escrow. Crazy fast!! He was very responsive and attentive. He was able to work out a great deal on our loan. His knowledge of the market, strategic mindset, kindness, good energy made our first home purchase very simple. Calling Victor for our refin and future home purchases in the future.
Ana
Sam has been great for us from day 1 to the closing date. He made sure that we understand the terms and helped us on various options to make it easier for us to afford buying a house. Also, Cathy is very responsive and responsible. She was on top of the leg work and did an amazing job. I totally 100% recommend this company. I felt I found a partner throughout the whole process and very satisfied with the level of service!
aaron gonzales
Andrew Nikiforoff and Mark Kontar helped me out a ton. This was my first home purchase and they were able to help me get approved for the amount I needed as well as get me the best APR. They checked in to give me an update on their process with very clear communications. really appreciate all the help they were and the overtime they put in to ensure a successful home purchase. I had some delays on closing(none of which their fault) due to POA and legal things but they were able to expeditiously write up papers I needed. Really appreciate them. My wife and I couldn’t be happier
Shea S. (Birdie)
I can not say enough good things about Dennis Angstrom and his whole team. They are so professional and they always go the extra mile to make sure you get the best mortgage out there. The team is always available to reach with any questions or concerns you may have. I always feel better after talking to them knowing I am in the most qualified hands out there on the market. Definitely would recommend!
Louise Woelkers
Darren Kidder of E Mortgage Capital is the very best loan officer ever! I have just had my second loan through him and he is amazing to work with! He is accurate, efficient, knows his business and keeps you informed every step of the way. He's very responsive. Your questions are important to him. If he's not immediately available, he gets back to you the same day, if not within the hour. He'll work hard for you. And besides that, he's a nice guy! I highly recommend him to anyone who needs a loan.
Domenica Stuckey
This was a great experience! Patrick and his team are super responsive and can get a mortgage closed quickly. This process can be a little overwhelming with all of the information that you have to provide, but Patrick and Bre answered all of my questions quickly and made sure we had everything we needed right on time. I have already recommended them to several people and will continue to do so!
Jose Gonzalez
Mr. Serrano was truly exceptional. We were impressed with his professionalism. Victor was always available at any time to answer our questions. Victor and his team was able to get everything done in 2 weeks since our vacation was the last 2 weeks of escrow. Crazy fast!! He was very responsive and attentive. He was able to work out a great deal on our loan. His knowledge of the market, strategic mindset, kindness, good energy made our first home purchase very simple. Calling Victor for our refin and future home purchases in the future.
Ana
Sam has been great for us from day 1 to the closing date. He made sure that we understand the terms and helped us on various options to make it easier for us to afford buying a house. Also, Cathy is very responsive and responsible. She was on top of the leg work and did an amazing job. I totally 100% recommend this company. I felt I found a partner throughout the whole process and very satisfied with the level of service!
Read more about our reviews here