Our branch managers and loan officers carefully analyze your financial requests. E Mortgage Capital only offers the most up-to-date interest rates. Clients can choose between fixed or adjustable interest rates or combine both.

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Step 1

Create your account

E Mortgage Capital is a full-service mortgage company that offers extensive options for home loans and refinancing solutions with quick round the clock and affordable rates

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Step 2

Determine your mortgage eligibility

We will guide you through the evaluation process without any conditions, and which documents you must submit to calculate your eligibility.

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Step 3

Get a Personalized Home Loan

After we evaluate your profile, assets, income, and provided you are eligible to apply, we will provide you with a tailor-made home loan within 14 days.

Advantages of a Personal Loan

  • When you pay back a home loan, you are actually investing in your own property and contributing to its increase in value

  • Mortgage rates are generally cheaper than paying rent. In most cases, you end up saving money on living expenses

  • If you select a fixed-rate option, you know for sure you will not have to face unexpected increases in your monthly payments (unlike periodic increases in rent bills by your landlord)

  • If you opt to refinance your current mortgage, you could obtain a new loan with a lower interest rate with more affordable monthly payments

  • Refinancing your debt also gives you the additional choice of a cash-out where you can pay any outstanding student or credit card debts. You can also invest this extra cash on a home improvement project.

Frequently Asked Questions About How EMortgage Capital Works

Can't find the answer you're looking for? Reach out to one of our qualified loan officers team.

  • How long does the process take?
    If all the documentation is in order and no unexpected issues are encountered, the process from the initial contact to the refinance approval can take as little as 10 days.
  • How can I get in touch with a loan officer?
    We operate in and have licensed professionals in multiple states across the country.
    You can contact us by email, phone or by filling out a contact form. You may also check out our list of loan officers on this website under the “Find a Loan Officer” page.
    One of our licensed professionals will be more than delighted to reach out and assist you.

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