HOW WE USE YOUR PERSONAL INFORMATION:

We collect information about you to help us serve your financial needs, to provide you with quality products and services and to fulfill legal and regulatory requirements. We use your personal information to verify your identity, detect and prevent fraud, communicate with you regarding our products or services in which you may be interested, respond to your inquiries or requests and/or comply with law enforcement requirements or other legal processes.

We may continue to share your information when you are no longer a customer of E Mortgage Capital, Inc.

SAFEGUARDING PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. Our policy, which governs the conduct of all of our current and terminated employees, requires all employees to safeguard personal information about the consumers and customers we serve or have served in the past.

We adopt appropriate data collection, storage and processing practices and security measures to protect you against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our website. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your personal information. We continue to assess new technology as it becomes available and to upgrade our physical and electronic security systems as appropriate.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

USE OF COOKIES

Our website may use “cookies” to measure site activity and enhance your experience. A cookie is a small file that a web server automatically sends to your computer or any other Internet device when you browse certain websites. Cookies are stored on your hard drive for record-keeping purposes and to track information about website you have visited. The information stored within the cookie can be read only by the web server that originally sent the cookie to your computer. We do not capture or store personal or sensitive information in our cookies that will reveal your specific identity. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of E Mortgage Capital, Inc’s website may not function properly.

TYPES OF COOKIES

There are two types of cookies session cookies and persistent cookies.

Session cookies are temporary files that erase when you close your browser Persistent cookies are files that stay in one of your browser’s subfolders and do not expire at the end of the session.

THIRD PARTY WEBSITES

You may find advertising or other content on our website that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our website. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our website, is subject to that website’s own terms and policies. We are not responsible for the information practices employed by sites linked to or from our website.

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We have loan officers available to attend to your mortgage queries and guide you through the most suitable loan option for you.