How does Refinancing Affect your Credit Rating?

Currently, refinancing a loan is a valid and practical option for homeowners in California and the rest of the country. Citizens with a current mortgage for a property they bought in recent years are perfectly eligible to request a refinancing operation

Types of Properties

At Emortgage Capital we pride ourselves not only in offering you the most competitive home loans and refinancing options but we also want to share your industry insights into the different types of homes you can request a loan for.

Can Buying a House Help you Save Money on Taxes?

Purchasing a new home often entails paying taxes associated with the sales transaction. These include property or insurance taxes. Whilst paying them is mandatory, you can request deductions in the following fiscal year when you file your taxes to the IRS provided you qualify.

How to get an NMLS License?

The Nationwide Mortgage Licensing System (NMLS) license helps financial professionals issue personal and professional loans. It was introduced in 2008 and regulates the granting of mortgages and loans by qualified professionals.

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