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Home Loans

Buy a Home

Tailor-made loans for new house owners to purchase their dream house.

You can opt for different options without any hassle such as fixed or variable interest rates to match your own financing needs.

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Homeowners have the possibility to refinance their current mortgage payments.

Borrowers can choose hassle-free between a list of benefits to refinancing their mortgage.

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How we stand out

We strive to offer unparalleled service to our borrowers. This includes a lean and simple process, a dedicated loan officer who can offer different customizable loan options with very attractive payment terms.

15-minute loan approvals

FICO options down to 500

Non-QM & No income options

Flex rate options

Access to multiple lenders and investors

Reverse & Reverse Jumbo options

Access to Down Payment

Assistance programs

Bank Statement

Loan options

We provide competitive loan and refinance solutions at competitive rates. Get in touch and let us know how we can help you.

How it works

Step by step process to your Home Loan

Whether you are seeking to save money on your current mortgage, obtain cash for a home improvement or become a homeowner we can help you. Get in touch and we will assist you hassle-free

Select home loan

Get in Touch

Choose a loan professional near you

Get in touch

Select your Home Loan

Customize the perfect loan for your needs


Obtain your Mortgage

Close your loan in as little as 10 days

We have a surprise for you

Download our free Ebook

Learn more about how to buy a home in summer!

Our User Review

What our clients are saying about us

Read more about our reviews here

Contact Us

Loan officers ready to help you

We have loan officers ready to guide you through the most suited home loan option for you and which documentation you should provide.

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next to you

We are a California-based lender with an increasing presence in 20+ states. Check if we are licensed in yours.

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Career Opportunities

Join the E Mortgage Capital Family!

E Mortgage Capital provides an opportunity to develop your career. If you are a self-starter and value relationships, then let's talk.